USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

USDA program offering low-interest loans (up to $40,000) and grants (up to $10,000 for seniors 62+) for home repairs in eligible rural areas. Palmdale has some qualifying census tracts. Removes health and safety hazards for very low-income homeowners.

Combines loan and grant based on age and income eligibility

Key Details

  • Loans up to $40,000 at 1% interest
  • Grants up to $10,000 for seniors 62+
  • Very low income required (50% AMI)
  • Eligible rural areas in Palmdale
  • Removes health and safety hazards

How to Apply

Deadline: Rolling applications

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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