Florida Department of Commerce / HUD
Community Development Block Grant Disaster Recovery funds for homeowners affected by federally declared disasters including Hurricane Michael. Provides reconstruction, repair, and mitigation assistance for damaged homes in Bay County.
Disaster recovery grant for unmet needs after insurance and FEMA, typical award for major repairs
Data last verified 2026-06-09. How we verify our data.
This is a national program. In Panama City Beach, FL, you can stack it with local programs like these:
A grant-savvy contractor in Panama City Beach, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
You will likely need a contractor to apply
Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Panama City Beach early keeps your application moving.
Get matched with a contractorEach program sets its own contractor rules. Check the official program page for exact requirements.
Deadline: Varies by disaster declaration
Ask us. It is free, and a real person answers within a business day.
Email us about this programGrant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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