Bay County / HUD HOME Investment Partnerships
Federal HOME Investment Partnerships program providing rehabilitation assistance to low-income homeowners. Covers major repairs to bring homes up to code and address health and safety issues. Loan forgiven after 10 years of owner-occupancy.
Forgivable loan for comprehensive home rehabilitation, forgiven after 10 years
Data last verified 2026-06-09. How we verify our data.
This is a national program. In Panama City Beach, FL, you can stack it with local programs like these:
A grant-savvy contractor in Panama City Beach, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
You will likely need a contractor to apply
Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Panama City Beach early keeps your application moving.
Get matched with a contractorThis program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.
Each program sets its own contractor rules. Check the official program page for exact requirements.
Deadline: Currently waitlisted, contact for availability
Ask us. It is free, and a real person answers within a business day.
Email us about this programGrant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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