City of Panama City Utilities
Financial assistance for Panama City homeowners required to connect to municipal sewer when service becomes available. Combination of grants and low-interest loans based on income to cover connection costs.
Grant/loan combination based on household income, covers connection costs
Data last verified 2026-06-09. How we verify our data.
A grant-savvy contractor in Panama City, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
You will likely need a contractor to apply
Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Panama City early keeps your application moving.
Get matched with a contractorEach program sets its own contractor rules. Check the official program page for exact requirements.
Deadline: Applications accepted in designated connection areas
Ask us. It is free, and a real person answers within a business day.
Email us about this programGrant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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