California FAIR Plan Assistance

California FAIR Plan Association

Available Disaster Relief

About This Program

California's insurer of last resort for property owners unable to obtain coverage in the traditional market, especially in high wildfire risk areas like Paradise. Provides basic fire insurance; supplemental coverage through private insurers recommended.

Estimated annual premium for median Paradise home

Official source site checked live on 2026-06-17.

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Fire insurance for homes in high-risk areas
  • Available when traditional coverage denied
  • Covers dwelling and personal property
  • Paradise qualifies as high wildfire risk area
  • May require supplemental policy for full coverage

How to Apply

Get free help applying Visit Official Program Page Track this program

(800) 339-4099

A grant-savvy contractor in Paradise, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Paradise early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing coverage

Questions about this program?

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