Home Improvement Grants in Paradise.

Find grants, rebates, forgivable loans, and free programs for Paradise, CA, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Paradise, CA, with individual awards up to $126,526. 4 programs target seniors, 2 serve veterans, and 13 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants17Never repaidIncome-qualified homeowners
Forgivable loans1Forgiven after a residency periodLarger repairs with no money down
Rebates4Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization services

California Weatherization Assistance Program (WAP)

Federal weatherization program administered by California to reduce energy costs for low-income households. Services inc...

Weatherization
3.5% of purchase price, up to $10,000

CalHFA MyHome Assistance Program

Deferred-payment junior loan providing down payment and closing cost assistance to first-time homebuyers in California. ...

Homebuyer
Forgivable loan up to $35,000

Butte County HOME Program

Federal HOME funds administered by Butte County for owner-occupied home rehabilitation. Provides forgivable loans for he...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

USDA program for very low-income rural homeowners to repair, improve, or modernize homes. Loans up to $40,000 at 1% inte...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

VA grant for veterans with certain service-connected disabilities to build, buy, or modify a home to meet adaptive needs...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

VA grant for veterans with certain service-connected disabilities to adapt a home to meet mobility needs. Eligible disab...

Veterans
Up to $5,500 in rebates

PG&E Energy Upgrade California

Whole-home energy efficiency upgrade program offering rebates for insulation, air sealing, duct sealing, and HVAC upgrad...

Energy
Up to $800 rebate

PG&E Heat Pump Water Heater Rebate

Rebate for qualifying electric heat pump water heaters that meet ENERGY STAR and Uniform Energy Factor requirements. Rep...

Energy
Up to $3,000 rebate

PG&E Heat Pump HVAC Rebate

Rebate for qualifying ductless or central heat pump HVAC systems that replace electric resistance or natural gas heating...

Energy
Varies, ~$200-$1,000/kWh storage

PG&E Self-Generation Incentive Program (SGIP)

California incentive for home battery storage systems, with priority for customers in high fire-threat districts like Pa...

Solar/Renewable
30% of system cost (uncapped)

Federal Residential Solar Investment Tax Credit (ITC)

Federal tax credit equal to 30% of the cost of installing a residential solar energy system (and/or battery storage if c...

Solar/Renewable
Varies by program

Paradise Camp Fire Rebuild & Recovery Assistance

Town of Paradise maintains a clearinghouse of rebuild assistance including streamlined permitting, fee waivers, and conn...

Disaster
Up to $15,000 grant

Butte County ADA Home Modification Program

Grant program to make accessibility modifications for low-income homeowners with disabilities in Butte County. Covers wh...

Seniors & Disability
Up to $8,000 grant

Butte County Senior Home Repair Program

Grant for minor home repairs and safety improvements for low-income seniors age 62 and older in Butte County. Covers eme...

Seniors & Disability
Full property tax deferral

California Property Tax Postponement Program

Allows qualified seniors age 62+, blind, or disabled homeowners to defer payment of property taxes on their principal re...

Property Tax Relief
Up to $80,000 in assistance

California Mortgage Relief Program

Federal Homeowner Assistance Fund providing mortgage payment assistance, property charge assistance (taxes, insurance, H...

Home Repair
Fire insurance of last resort

California FAIR Plan Assistance

California's insurer of last resort for property owners unable to obtain coverage in the traditional market, especially ...

Disaster
Up to $3,000 grant

California Earthquake Brace + Bolt Program

State-funded program offering grants up to $3,000 to help homeowners retrofit older houses with wood frames to better wi...

Home Repair
20-35% discount on monthly bills

PG&E California Alternate Rates for Energy (CARE)

Monthly discount of 20% or more on electric bills and 20% on natural gas bills for income-qualified PG&E customers. Qual...

Energy
18% discount on monthly electric bills

PG&E Family Electric Rate Assistance (FERA)

Monthly discount of 18% on electric bills for households with three or more persons whose income is slightly above CARE ...

Energy
Additional energy allowance at lower rates

PG&E Medical Baseline Allowance

Provides additional quantities of energy at the lowest rate for customers with qualifying medical conditions requiring e...

Energy

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Pick a project to see how much funding could stack on it from multiple programs in this city.

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Grant-Approved Contractors in Paradise

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Get notified when programs change

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Frequently asked questions

What home improvement grants are available in Paradise, CA?

25 programs are currently listed for Paradise, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Paradise have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Paradise, 17 programs do not require repayment, 1 is forgivable loan, and 4 are rebates.

How do I apply for home repair grants in Paradise?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.