Texas Owner-Occupied Housing Assistance Program

About This Program

HOME-funded program providing forgivable loans to low-income homeowners for substantial rehabilitation of owner-occupied homes. Loans are forgiven after an affordability period (typically 5-15 years depending on amount). Administered locally through participating jurisdictions.

Forgivable loan amount based on scope of rehabilitation needed

Key Details

• Forgivable loan up to $60,000 for major home repairs
• Income at or below 80% AMI required
• Must be owner-occupied in participating jurisdiction
• Loan forgiven after affordability period (5-15 years)
• Covers substantial rehabilitation and structural repairs

How to Apply

A grant-savvy contractor in Paris, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Contact local administrator for availability