USDA Section 504 Home Repair Grant

U.S. Department of Agriculture Rural Development

Closed Home Repair

About This Program

Provides grants to very low-income homeowners age 62+ in USDA-eligible rural areas to repair or remove health and safety hazards. Park Ridge is not classified as a rural area and does not qualify for this program.

Grant not available in Park Ridge; included for awareness only

Federal program, maintained from the official federal source.

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Not available in Park Ridge (non-rural area)
  • Only for USDA-designated rural communities
  • Age 62+ and very low income required if eligible
  • Covers health and safety hazards
  • Contact USDA Illinois office for rural eligibility

How to Apply

A grant-savvy contractor in Park Ridge, IL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Park Ridge early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Form to file: USDA Form RD 410-4 (with RD 3550-1 and RD 3550-4)

Very low income rural homeowners can get a loan to repair or modernize their home, and homeowners age 62 and older can get a grant to remove health and safety hazards. Loans and grants combine up to 50,000 dollars, with grants capped at 10,000 dollars. You apply through your local USDA Rural Development office.

Steps to apply

  1. Check that your address is in an eligible rural area on the USDA eligibility site.
  2. Contact your local USDA Rural Development office.
  3. Complete the application packet (Form RD 410-4, plus RD 3550-1 and RD 3550-4).
  4. USDA verifies your income, age, and eligibility, then approves the repair work.

Documents you will likely need

  • Proof you own and live in the home.
  • Income verification for your household.
  • Proof of age (for the grant, age 62 or older).
  • Estimates for the repair work.

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Park Ridge not eligible (not rural area)

Questions about this program?

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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