Find grants, rebates, forgivable loans, and free programs for Parma, OH, filtered to your situation.
As of June 2026, 33 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Parma, OH, with individual awards up to $126,526. 6 programs target seniors, 3 serve veterans, and 18 require no income limit.
Data last verified 2026-05-25. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 18 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 4 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 7 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
State-funded weatherization program that reduces energy costs through insulation, air sealing, furnace repair/replacemen...
Provides lead hazard reduction services for homes built before 1978 with children under age 6 or pregnant women. Covers ...
CDBG-funded forgivable loan for major home repairs to owner-occupied properties in Parma. Loan is forgiven after 5 years...
Provides emergency repair grants for immediate health and safety hazards in owner-occupied Parma homes. Covers urgent el...
CDBG-funded grant for ADA accessibility modifications including ramps, widened doorways, accessible bathrooms, and stair...
Grant program for minor home repairs for Parma seniors age 60 and older. Helps with repairs that allow seniors to age in...
Provides forgivable loans for repair or replacement of failing sewer laterals from the home to the public right-of-way. ...
Rebate for comprehensive home energy audit conducted by qualified contractor. Identifies opportunities for energy saving...
Rebate for installation of ENERGY STAR certified high-efficiency natural gas furnace (95% AFUE or higher). Available to ...
Rebate for installation of ENERGY STAR certified tankless natural gas water heater. Available to Dominion Energy custome...
Rebates for ENERGY STAR certified LED bulbs, smart thermostats, and energy-efficient appliances. Available to Cleveland ...
Low-interest loan program for energy efficiency and renewable energy improvements including solar panels, geothermal sys...
Low-interest loans (1% fixed) up to $40,000 and grants up to $10,000 (for seniors 62+) to remove health and safety hazar...
Grant for veterans with certain service-connected disabilities to adapt or purchase a home to meet disability needs. Cov...
Grant for veterans with certain service-connected disabilities (blindness or loss of use of hands) to adapt a home. Smal...
Federal HOME Investment Partnership funds for major home rehabilitation in Cuyahoga County communities including Parma. ...
Forgivable loan for home repairs and rehabilitation administered through local community housing improvement corporation...
Reduces the taxable value of a home for seniors (65+), disabled veterans, and permanently disabled homeowners. Exempts u...
Owner-occupancy credit providing a 2.5% reduction on property taxes for homeowners who occupy their home as their primar...
Cleveland Water replaces lead service lines at no cost to property owners in areas served by Cleveland Water (portions o...
Low-interest loan for energy efficiency upgrades and renewable energy installations. Available to residential and commer...
Federal tax credit equal to 30% of the cost of installing a residential solar energy system, solar battery storage, or g...
Rebate for installation of ENERGY STAR certified electric air-source heat pump systems. Provides efficient heating and c...
HUD-funded lead hazard control for homes built before 1978 in Cuyahoga County with children under 6 or pregnant women. S...
Federally funded weatherization services administered locally by CHN Housing Partners for Cuyahoga County including Parm...
Rebate for purchase and installation of qualifying ENERGY STAR certified smart thermostat. Helps optimize heating and co...
Rebate for professional installation of attic, wall, or crawl space insulation. Helps reduce heating and cooling costs. ...
FHA-insured mortgage that allows homebuyers or owners to finance both the purchase (or refinance) and rehabilitation of ...
Provides heating assistance and crisis intervention to income-eligible Ohio households through local Community Action Ag...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
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33 programs are currently listed for Parma, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Parma, 18 programs do not require repayment, 4 are forgivable loans, and 7 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.