USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

Low-interest loans (1% fixed) up to $40,000 and grants up to $10,000 (for seniors 62+) to remove health and safety hazards. Available to very-low-income homeowners in eligible rural areas; some Parma properties may qualify.

Grant estimate for seniors; younger homeowners receive low-interest loan

Key Details

  • Loans up to $40,000 at 1% interest
  • Grants up to $10,000 for seniors 62+
  • Very low income required (50% AMI or below)
  • Remove health and safety hazards
  • Some Parma areas may qualify as rural

How to Apply

A grant-savvy contractor in Parma, OH can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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