Idaho Housing Finance Association Home Improvement Loan

Idaho Housing and Finance Association

Available Home Repair

About This Program

Low-interest home improvement loans for Idaho homeowners to make necessary repairs and upgrades to owner-occupied properties. Rates typically 3-5% below market with flexible terms up to 20 years.

Loan amount based on project scope and borrower qualification

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Low-interest loan up to $35,000
  • Income limit: 140% of area median income
  • Must be owner-occupied primary residence
  • Terms up to 20 years available
  • Covers major repairs and improvements

How to Apply

A grant-savvy contractor in Payette, ID can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Payette early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Ongoing, subject to funding availability

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Payette, ID

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