Find grants, rebates, forgivable loans, and free programs for Payson, AZ, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Payson, AZ, with individual awards up to $126,526. 5 programs target seniors, 2 serve veterans, and 14 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 15 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 6 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federal weatherization program administered by Arizona Department of Housing to reduce energy costs for low-income house...
Arizona Housing Finance Authority offers second mortgage loans up to $15,000 for home improvements to existing homeowner...
USDA provides loans up to $27,500 and grants up to $10,000 for very low-income homeowners in rural areas to repair, impr...
Grant for veterans with certain service-connected disabilities to help purchase or modify a home to meet disability need...
Grant for veterans with certain service-connected disabilities to adapt a family member's home in which they will reside...
Gila County provides forgivable loans for major home repairs for low-income owner-occupied homes in unincorporated areas...
Town of Payson provides emergency home repair grants for very low-income homeowners facing immediate health and safety t...
Grant program for Payson residents age 60+ to make minor home repairs and accessibility improvements that allow seniors ...
Gila County provides grants for accessibility modifications to homes of residents with documented disabilities. Covers w...
APS customers can receive rebates for whole-home energy efficiency improvements including insulation, air sealing, duct ...
APS offers rebates for upgrading to high-efficiency central air conditioning systems. Rebate amount varies based on SEER...
APS provides rebates for installing qualifying electric heat pump systems that provide both heating and cooling. Heat pu...
APS customers who install rooftop solar can export excess electricity back to the grid for credits. The Solar Partner pr...
Federal tax credit worth 30% of the cost of installing a residential solar energy system, including battery storage. Ava...
Cost-share grant program for homeowners in high wildfire risk areas of Arizona to harden homes against wildfire. Payson ...
Gila County provides low-interest loans for septic system repairs or replacement for rural homeowners. Many Payson-area ...
Town of Payson offers rebates for installing rainwater harvesting systems to reduce demand on municipal water supply. Re...
Matching grant program for preservation and rehabilitation of properties listed on or eligible for the National Register...
APS offers free home energy audits to identify opportunities for energy savings. Professional energy advisor visits your...
APS customers can receive rebates for purchasing and installing qualifying smart thermostats. Smart thermostats automati...
Federal LIHEAP program helps low-income Arizona households pay energy bills and provides crisis assistance. Also covers ...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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25 programs are currently listed for Payson, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Payson, 15 programs do not require repayment, 2 are forgivable loans, and 6 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.