USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

Provides loans and grants to very-low-income homeowners in eligible rural areas to repair, improve, or modernize their homes, or remove health and safety hazards. Grants available only to seniors (62+) unable to repay a loan.

Combination of loan and grant based on age and repayment ability

Key Details

  • Loans up to $27,500 at 1% interest
  • Grants up to $10,000 for seniors 62+
  • Must be in eligible rural area
  • Very low income required (50% AMI or below)
  • Covers health, safety, and accessibility repairs

How to Apply

A grant-savvy contractor in Pearland, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications, subject to funding

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Pearland, TX

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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