USDA Section 504 Home Repair Grant & Loan

USDA Rural Development

Available Home Repair

About This Program

Provides grants up to $10,000 for seniors 62+ and loans up to $20,000 for very low-income rural homeowners to repair, improve, or modernize their homes or remove health and safety hazards. Pearsall qualifies as a rural area under USDA guidelines.

Grant portion for seniors 62+; loan at 1% interest for 20 years

Data last verified 2026-06-09. How we verify our data.

This is a national program. In Pearsall, TX, you can stack it with local programs like these:

Key Details

  • Grants up to $7,500 for homeowners 62+
  • Loans up to $20,000 at 1% interest
  • Very low-income requirement (50% AMI)
  • Must be in rural area (Pearsall qualifies)
  • Covers health/safety hazards and accessibility

How to Apply

A grant-savvy contractor in Pearsall, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Pearsall early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Rolling applications, subject to funding availability

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Pearsall, TX

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs