Home Improvement Grants in Pearsall.

Find grants, rebates, forgivable loans, and free programs for Pearsall, TX, filtered to your situation.

As of June 2026, 24 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Pearsall, TX, with individual awards up to $126,526. 5 programs target seniors, 3 serve veterans, and 14 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants18Never repaidIncome-qualified homeowners
Forgivable loans2Forgiven after a residency periodLarger repairs with no money down
Rebates3Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 24 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Grant & Loan

Provides grants up to $10,000 for seniors 62+ and loans up to $20,000 for very low-income rural homeowners to repair, im...

Home Repair
Up to $8,000 in weatherization improvements

Texas Weatherization Assistance Program (WAP)

Federally-funded program administered locally by South Texas Development Council that provides free weatherization servi...

Weatherization
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Provides grants to service members and veterans with certain permanent and total service-connected disabilities to adapt...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Provides grants to veterans with certain service-connected disabilities to make adaptations to their residence for indep...

Veterans
Up to $35,000 forgivable loan

Frio County HOME Rehabilitation Program

Provides forgivable loans to low-income homeowners in Frio County for major home rehabilitation and repairs. Loan is for...

Home Repair
Free lead hazard removal (value up to $15,000)

Texas Lead-Based Paint Hazard Reduction Program

Provides free lead hazard evaluation and abatement services for homes built before 1978 where children under age 6 or pr...

Home Repair
Up to $6,000 in energy rebates

AEP Texas Home Performance Rebates

Rebate program for AEP Texas customers who complete qualifying whole-home energy efficiency improvements. Rebates availa...

Energy
Up to $1,500 HVAC rebate

AEP Texas High-Efficiency HVAC Rebate

Rebate for AEP Texas residential customers who install qualifying high-efficiency central air conditioners or heat pumps...

Energy
Up to $5,000 grant

Pearsall Senior Home Repair Grant

City-administered grant program for senior homeowners (62+) in Pearsall city limits needing emergency or critical repair...

Seniors & Disability
Up to $30,000 forgivable loan

Pearsall CDBG Owner-Occupied Rehabilitation

CDBG-funded program providing forgivable loans for major home rehabilitation for low- to moderate-income homeowners in P...

Home Repair
Up to $15,000 grant

Pearsall ADA Home Modification Grant

Grant program for low-income homeowners in Pearsall needing ADA-compliant accessibility modifications. Covers wheelchair...

Seniors & Disability
Up to $3,500 grant

Pearsall Sewer Lateral Repair Assistance

Cost-share program for owner-occupied homes in Pearsall needing sewer lateral repairs from the property line to the home...

Home Repair
Up to $500 rebate

AEP Texas Water Heater Rebate

Rebate for AEP Texas customers who install qualifying high-efficiency electric water heaters. Eligible units include hea...

Energy
100% property tax exemption on solar value

Texas Solar Property Tax Exemption

State law exempts 100% of the added home value from solar panel installation from property tax assessments. Homeowners i...

Solar/Renewable
30% of solar system cost

Federal Residential Solar Tax Credit (ITC)

Federal tax credit worth 30% of the total cost of installing a residential solar energy system, including equipment, lab...

Solar/Renewable
Financing up to $50,000+

Texas HERO Residential PACE Program

Property Assessed Clean Energy (PACE) financing for energy efficiency and renewable energy improvements. Repaid through ...

Energy
Tax freeze on school taxes (age 65+)

Frio County Senior Property Tax Exemption

Texas law provides property tax freeze on school district taxes for homeowners age 65 and older. Additional exemptions o...

Property Tax Relief
Tax freeze and exemption for disabled homeowners

Frio County Disability Property Tax Exemption

Texas law provides school property tax freeze and exemptions for homeowners with qualifying disabilities (receiving Soci...

Property Tax Relief
Minimum $40,000 total exemption

Frio County Homestead Property Tax Exemption

Texas homestead exemption reduces the taxable value of your home for property tax purposes. All homeowners receive at le...

Property Tax Relief
Up to $12,000 exemption (or full for 100% disabled)

Frio County Disabled Veteran Property Tax Exemption

Texas provides property tax exemptions for disabled veterans based on VA disability rating. Ranges from $5,000 (10-29% d...

Veterans

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Pearsall

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Frequently asked questions

What home improvement grants are available in Pearsall, TX?

24 programs are currently listed for Pearsall, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Pearsall have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Pearsall, 18 programs do not require repayment, 2 are forgivable loans, and 3 are rebates.

How do I apply for home repair grants in Pearsall?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.