USDA Section 504 Home Repair Loan

USDA Rural Development

Available Home Repair

About This Program

Very low-interest (1%) loan for low-income homeowners in eligible rural areas to repair, improve, or modernize their homes. While Pecan Grove proper may not qualify, nearby Fort Bend County areas may be eligible. Contact USDA to confirm address eligibility.

Loan repaid over 20 years at 1% interest for very-low-income households

Data last verified 2026-06-09. How we verify our data.

This is a national program. In Pecan Grove, TX, you can stack it with local programs like these:

Key Details

  • Loan up to $40,000 at 1% interest
  • 20-year repayment term
  • Income at or below 50% AMI required
  • Must be in USDA-eligible rural area
  • Contact local office to verify address eligibility

How to Apply

A grant-savvy contractor in Pecan Grove, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Pecan Grove early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Rolling applications

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Pecan Grove, TX

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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