Texas Department of Housing & Community Affairs
Zero-interest construction loan for very low-income Texans to build their own homes using sweat equity. Must be in eligible rural areas. Provides funds for materials and subcontracted work while family provides labor. Technical assistance provided. Loan converts to 30-year mortgage at completion.
Loan amount based on construction costs and self-help contribution
Data last verified 2026-06-09. How we verify our data.
A grant-savvy contractor in Pecos, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
You will likely need a contractor to apply
Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Pecos early keeps your application moving.
Get matched with a contractorEach program sets its own contractor rules. Check the official program page for exact requirements.
Deadline: Rolling applications
Ask us. It is free, and a real person answers within a business day.
Email us about this programGrant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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