Home Improvement Grants in Pecos.

Find grants, rebates, forgivable loans, and free programs for Pecos, TX, filtered to your situation.

As of June 2026, 24 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Pecos, TX, with individual awards up to $126,526. 4 programs target seniors, 3 serve veterans, and 11 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants15Never repaidIncome-qualified homeowners
Forgivable loans1Forgiven after a residency periodLarger repairs with no money down
Rebates4Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 24 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $24,999 grant

City of Pecos Owner-Occupied Rehabilitation Program

CDBG-funded grants for major home repairs for low-income owner-occupants in Pecos city limits. Addresses structural, ele...

Home Repair
Up to $8,000 per household

Texas Weatherization Assistance Program (WAP)

Federally funded weatherization services provided through the Permian Basin Regional Planning Commission. Reduces energy...

Weatherization
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan

Low-interest loans up to $40,000 for very low-income rural homeowners to repair, improve, or modernize their homes. Avai...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Grant

Grants up to $10,000 for very low-income seniors (62+) in rural areas to remove health and safety hazards. Available in ...

Seniors & Disability
Up to $100,000 competitive rate

Texas Veterans Land Board Home Improvement Loan

Low-cost home improvement loans for Texas veterans who served at least 90 days active duty. Competitive fixed interest r...

Veterans
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to adapt or purchase a home to meet disability needs. Cov...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities (such as blindness or loss of use of hands) to adapt a ho...

Veterans
Varies by need, typically $400-$1,500

Texas Home Energy Assistance Program (HEAP)

Federal LIHEAP assistance for eligible low-income households to help pay heating and cooling bills. Priority for househo...

Energy
Free lead hazard removal, avg. value $15,000

Texas Lead-Based Paint Hazard Reduction Program

HUD-funded program to identify and remediate lead-based paint hazards in pre-1978 homes occupied by low-income families ...

Home Repair
Up to $5,000 emergency grant

City of Pecos Emergency Home Repair Program

Emergency grants for immediate health and safety hazards such as broken water heaters, failed septic systems, exposed el...

Emergency
Up to $15,000 grant

City of Pecos ADA Accessibility Modification Grant

CDBG-funded grants for accessibility modifications to homes of low-income residents with disabilities. Covers wheelchair...

Seniors & Disability
Up to $3,500 assistance

City of Pecos Sewer Lateral Repair Program

Cost-sharing program for repair or replacement of failing private sewer lateral lines connecting homes to the city main....

Home Repair
Up to $2,000 rebate

TNMP Energy Efficiency HVAC Rebate

Rebates for purchase and installation of qualifying high-efficiency HVAC systems and heat pumps for residential customer...

Energy
Up to $500 rebate

TNMP Home Insulation Rebate

Rebates for attic, wall, or floor insulation upgrades that improve home energy efficiency. Available to residential cust...

Weatherization
Up to $400 rebate

TNMP High-Efficiency Water Heater Rebate

Rebates for installation of high-efficiency electric water heaters, including heat pump water heaters. Available to TNMP...

Energy
30% of system cost through 2032

Federal Residential Solar Investment Tax Credit (ITC)

Federal tax credit for residential solar photovoltaic systems. Covers 30% of total system cost including equipment, labo...

Solar/Renewable
100% exemption on added home value

Texas Solar & Wind Property Tax Exemption

Texas law exempts the added appraised value from solar or wind energy devices from property taxes. If solar panels incre...

Solar/Renewable
Up to $85 rebate

Oncor Smart Thermostat Rebate

Rebate for purchase and installation of qualifying Wi-Fi-enabled smart thermostats. Available to residential customers i...

Energy
Down payment assistance up to $7,500

Texas First-Time Homebuyer Mortgage Program

Below-market interest rate mortgages and down payment assistance grants for first-time homebuyers in Texas. Income and p...

Homebuyer
Loan up to $45,000 at 0% interest

Texas Bootstrap Loan Program

Zero-interest construction loan for very low-income Texans to build their own homes using sweat equity. Must be in eligi...

Home Repair

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Pecos

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Frequently asked questions

What home improvement grants are available in Pecos, TX?

24 programs are currently listed for Pecos, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Pecos have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Pecos, 15 programs do not require repayment, 1 is forgivable loan, and 4 are rebates.

How do I apply for home repair grants in Pecos?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.