USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

Federal program providing low-interest loans and grants to very-low-income homeowners in eligible rural areas to repair, improve, or modernize their homes. Grants up to $7,500 are available for seniors age 62+ who cannot repay a loan. Peekskill may be eligible depending on census tract.

Grant amount for seniors 62+ unable to repay loan; otherwise low-interest loan

Key Details

  • Grants up to $7,500 for seniors 62+ (very low income)
  • Loans up to $40,000 at 1% interest for others
  • Must be very low income (50% AMI or below)
  • Eligible rural areas only—check census tract
  • Covers health and safety repairs

How to Apply

A grant-savvy contractor in Peekskill, NY can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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