Home Improvement Grants in Pekin.

Find grants, rebates, forgivable loans, and free programs for Pekin, IL, filtered to your situation.

As of June 2026, 24 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Pekin, IL, with individual awards up to $126,526. 5 programs target seniors, 2 serve veterans, and 9 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants15Never repaidIncome-qualified homeowners
Forgivable loans3Forgiven after a residency periodLarger repairs with no money down
Rebates4Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 24 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Forgivable loan up to $30,000

Pekin CDBG Owner-Occupied Rehabilitation Program

Provides forgivable loans for major home repairs to owner-occupied households in Pekin with income at or below 80% AMI. ...

Home Repair
Up to $8,500 grant

Pekin Emergency Home Repair Grant

Provides emergency home repair grants for owner-occupied households in Pekin with income at or below 50% AMI. Covers rep...

Emergency
Up to $15,000 grant

Pekin Accessibility Modification Program

Provides grants for home modifications to improve accessibility for disabled or elderly residents in owner-occupied home...

Seniors & Disability
Up to $5,000 loan or grant

Pekin Sewer Lateral Repair Assistance

Assists Pekin homeowners with private sewer lateral repairs or replacements. Available as a forgivable loan for income-e...

Home Repair
Free lead hazard removal

Pekin Lead-Based Paint Hazard Reduction Program

HUD-funded program to reduce lead-based paint hazards in Pekin homes built before 1978 with children under 6 years old. ...

Home Repair
Up to $8,000 in weatherization services

Illinois Weatherization Assistance Program (WAP)

Free weatherization services for income-eligible Illinois residents including insulation, air sealing, furnace repair or...

Weatherization
Up to $6,000 in rebates

Ameren Illinois Home Energy Efficiency Rebate

Rebates for Ameren Illinois electric customers who complete qualifying energy efficiency improvements including central ...

Weatherization
Up to $2,000 rebate

Ameren Illinois HVAC Rebate Program

Rebates for Ameren Illinois customers installing high-efficiency central air conditioning systems or heat pumps. Incenti...

Weatherization
Free energy efficiency upgrades

Ameren Illinois Income-Qualified Energy Efficiency

Free energy efficiency services for income-eligible Ameren Illinois customers including LED bulbs, refrigerator replacem...

Energy
Up to $2,500 rebate

Nicor Gas Energy Efficiency Rebate

Rebates for Nicor Gas customers installing high-efficiency natural gas furnaces, boilers, water heaters, and smart therm...

Weatherization
Up to $5,000 deferred loan

Illinois Housing Development Authority Fix Illinois Program

Deferred-payment loan program for moderate-income Illinois homeowners to make critical home repairs. Loan is 0% interest...

Home Repair
Varies by system size

Illinois Shines Adjustable Block Program

Incentive program for Illinois homeowners installing solar panels, providing upfront rebates based on system size and en...

Solar/Renewable
10-50% utility bill savings

Illinois Community Solar Program

Allows Pekin residents to subscribe to community solar projects without installing panels on their property. Receive cre...

Solar/Renewable
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

Low-interest loans and grants for very-low-income homeowners in eligible rural areas near Pekin to repair, improve, or m...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to build, buy, or modify a home to meet their accessibili...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to adapt their existing home for accessibility needs. Cov...

Veterans
Up to $24,999 forgivable loan

Tazewell County HOME Investment Partnerships Program

Federal HOME funds administered by Tazewell County for major home rehabilitation for income-eligible owner-occupants thr...

Home Repair
Average $500-$1,000 utility credit

Low Income Home Energy Assistance Program (LIHEAP)

Federally-funded program providing bill payment assistance to income-eligible Illinois households for heating and coolin...

Energy
Reduced monthly utility bills

Percentage of Income Payment Plan (PIPP)

Monthly utility payment assistance for income-eligible Illinois households, capping gas and electric bills at a percenta...

Energy
Up to $10,000 grant

Rebuild Illinois Capital Program - Housing Grants

State capital funds for critical home repairs to owner-occupied homes throughout Illinois including Pekin. Grants priori...

Home Repair

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Pekin

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Frequently asked questions

What home improvement grants are available in Pekin, IL?

24 programs are currently listed for Pekin, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Pekin have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Pekin, 15 programs do not require repayment, 3 are forgivable loans, and 4 are rebates.

How do I apply for home repair grants in Pekin?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.