Find grants, rebates, forgivable loans, and free programs for Pelham, AL, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Pelham, AL, with individual awards up to $126,526. 6 programs target seniors, 3 serve veterans, and 12 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 17 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 4 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 3 | Refunded to you after purchase | Energy-efficiency upgrades |
Not sure which program fits? Email us what you need. It is free, and a real person answers.
HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
AHFA's STEP UP (Single-Family, Transformation, Enhancement, and Preservation Undertaking Program) provides forgivable lo...
The federally funded Weatherization Assistance Program (WAP) provides free energy efficiency improvements to low-income ...
HUD-funded program administered by ADPH to identify and remediate lead-based paint hazards in pre-1978 homes with childr...
CDBG-funded program providing forgivable loans to low- and moderate-income Shelby County homeowners for substantial home...
Provides emergency repair grants to very low-income Shelby County homeowners facing immediate health and safety hazards....
Provides grants to Shelby County homeowners to make ADA-compliant accessibility modifications for household members with...
Alabama Power offers in-home energy assessments and provides free energy-saving products like LED bulbs, programmable th...
Alabama Power provides rebates for qualifying high-efficiency air conditioners, heat pumps, and heat pump water heaters ...
Rebates for qualifying high-efficiency electric water heaters and heat pump water heaters. Must meet Energy Star or Unif...
Rebate for purchasing and installing qualifying smart thermostats that allow remote temperature control and energy-savin...
USDA provides loans up to $27,500 and grants up to $10,000 for very low-income rural homeowners to repair, improve, or m...
Grant for Veterans with certain service-connected disabilities to help build, remodel, or purchase an adapted home. Avai...
Grant for Veterans with certain service-connected disabilities to make adaptations to their residence. Available for Vet...
HUD HOME-funded program administered by Shelby County providing forgivable loans for major rehabilitation of owner-occup...
Provides minor home repair grants to low-income Alabama seniors age 60+ to address health and safety issues and help the...
Provides forgivable loans to moderate-income Shelby County homeowners to repair or replace failing septic systems. Loan ...
Federal tax credit worth 30% of the cost of installing solar panels, solar water heaters, or battery storage systems on ...
Alabama Power's net metering program credits residential solar customers for excess energy sent back to the grid. Rate s...
Alabama homeowners may exempt up to $4,000 of assessed value on state property taxes and up to $2,000 on county property...
Alabama homeowners age 65+ with net taxable income of $12,000 or less are exempt from all state property taxes on their ...
Veterans with 100% permanent and total service-connected disability are exempt from all state and county property taxes ...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
These contractors specialize in grant-funded projects and understand the documentation requirements.
No contractors listed yet, be the first in this market.
Tell us about your project. We'll connect you with contractors in your city who've completed grant-funded work and know the program documentation.
We'll email you when new programs open, deadlines approach, or funding runs low.
25 programs are currently listed for Pelham, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Pelham, 17 programs do not require repayment, 4 are forgivable loans, and 3 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.