Florida Hardest Hit Fund - Disaster Recovery
Florida Housing Finance Corporation
About This Program
State disaster recovery assistance for homeowners impacted by federally-declared hurricanes and disasters. Provides grants and forgivable loans for home reconstruction, repair, and mitigation. Activated after major storms.
Award amount based on damage assessment and unmet need
Record set last reviewed 2026-06-09. How we verify our data.
Other published resources for Pensacola, FL, are listed below. Review each separately and ask the administrators whether they can coordinate funding for the same work:
- FEMA Hazard Mitigation Grant Program (HMGP) Varies, no individual cap; projects typically $10K-$200K+
- FEMA Increased Cost of Compliance (ICC) Coverage Up to $30,000
- HUD Lead Hazard Control & Healthy Homes Varies by jurisdiction, typically $5,000-$15,000 per unit
- EPA / WIIN Act Lead Service Line Replacement Varies, full line replacement cost covered in many programs
Key Details
- Up to $50,000 for disaster-related repairs
- Activated after federally-declared disasters
- Income at or below 120% AMI typically
- Covers reconstruction, repair, and mitigation
- Check website after major hurricanes
How to Apply
Confirm the current application route with the administrator. Verified official forms and steps appear below when available.
Source check inconclusive. Our automated check on could not determine whether the cited page responds. The page is not marked unavailable; opening it does not verify the program, amount, eligibility, or availability.
Some programs require contractor estimates, licenses, or inspections. A cited link may be general, so confirm the current rules with the administrator before hiring; a directory match does not guarantee contractor eligibility or funding.
You may need a contractor or estimate
Some programs for this project type ask for a license, inspection, or written estimate. Confirm the rule before contacting a contractor in Pensacola.
Get matched with a contractorOur record classifies the structure as a forgivable loan. Confirm repayment, forgiveness, residency, and any lien terms with the administrator.
Each administrator sets its contractor rules. Confirm exact requirements directly; the cited URL may be a general agency page.
Deadline: Program currently closed; reopens after major declared disasters
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Find More Programs in Pensacola, FL
This is one of several kinds of assistance that may be available. Review other programs separately and confirm whether their administrators allow coordination for the same work.
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