Florida Hardest Hit Fund - Disaster Recovery

Florida Housing Finance Corporation

Closed Disaster Relief

About This Program

State disaster recovery assistance for homeowners impacted by federally-declared hurricanes and disasters. Provides grants and forgivable loans for home reconstruction, repair, and mitigation. Activated after major storms.

Award amount based on damage assessment and unmet need

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Up to $50,000 for disaster-related repairs
  • Activated after federally-declared disasters
  • Income at or below 120% AMI typically
  • Covers reconstruction, repair, and mitigation
  • Check website after major hurricanes

How to Apply

A grant-savvy contractor in Pensacola, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Pensacola early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Program currently closed; reopens after major declared disasters

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Pensacola, FL

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