Home Improvement Grants in Peoria.

Find grants, rebates, forgivable loans, and free programs for Peoria, IL, filtered to your situation.

As of June 2026, 31 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Peoria, IL, with individual awards up to $126,526. 7 programs target seniors, 3 serve veterans, and 13 require no income limit.

Data last verified 2026-05-25. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants22Never repaidIncome-qualified homeowners
Forgivable loans3Forgiven after a residency periodLarger repairs with no money down
Rebates2Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 31 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Forgivable loan up to $30,000

Peoria Owner-Occupied Rehabilitation Program

Provides forgivable loans for major home repairs to income-qualified owner-occupants in Peoria. Loan is forgiven after 5...

Home Repair
Up to $8,500 grant

Peoria Emergency Home Repair Program

Grant assistance for emergency repairs that pose immediate threats to health and safety for very low-income homeowners i...

Emergency
Up to $15,000 grant

Peoria Accessibility Modification Program

Provides grants for accessibility modifications to owner-occupied homes in Peoria for seniors and persons with disabilit...

Seniors & Disability
Up to $50,000

Illinois Housing Development Authority Single Family Rehab Program

IHDA offers low-interest rehabilitation loans to homeowners statewide for repairs and improvements. Available through pa...

Home Repair
Up to $20,000

Illinois Weatherization Assistance Program (WAP)

Federally-funded program providing free weatherization services to income-qualified Illinois households. Services includ...

Weatherization
Up to $12,000 per unit

IHDA Lead-Based Paint Hazard Reduction Program

Provides grants and forgivable loans to reduce lead-based paint hazards in pre-1978 homes with children under age 6. Adm...

Home Repair
Up to $2,500 in rebates

Ameren Illinois Home Energy Rebate Program

Ameren Illinois offers rebates for energy-efficient home improvements including HVAC upgrades, insulation, air sealing, ...

Energy
Up to $1,200 per system

Ameren Illinois HVAC & Heat Pump Rebate

Ameren Illinois provides rebates for high-efficiency HVAC systems including central air conditioners, furnaces, boilers,...

Energy
Up to $5,000 in free improvements

Ameren Illinois Income-Qualified Efficiency Program

Free energy efficiency improvements for income-qualified Ameren Illinois customers including insulation, air sealing, LE...

Weatherization
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan

Low-interest loans for very low-income homeowners to repair, improve, or modernize their homes in eligible rural areas n...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Grant

Grants for very low-income homeowners age 62 or older to remove health and safety hazards in eligible rural areas. Funds...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

VA grant for veterans with certain service-connected disabilities to build, buy, or modify a home to meet their needs. C...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

VA grant for veterans with specific service-connected disabilities to adapt their home for mobility or accessibility. Av...

Veterans
Up to $25,000 forgivable loan

Peoria County HOME Rehabilitation Program

Federal HOME Investment Partnerships Program funds administered by Peoria County for major rehabilitation of owner-occup...

Home Repair
Up to $500 per year

Peoria Senior Services Handyman Program

Minor home repair and handyman services for Peoria seniors age 60 and older. Provides assistance with small repairs, saf...

Seniors & Disability
Up to $5,000 grant

Peoria Sewer Lateral Replacement Assistance

Cost-share program to assist Peoria homeowners with sewer lateral line repairs or replacement from home to the city main...

Home Repair
Up to $3,000 assistance

Peoria Water Service Line Replacement Program

Financial assistance for replacement of private water service lines from the main to the home. Program provides up to $3...

Home Repair
Varies by system size

Illinois Shines Solar Incentive Program

Illinois Shines provides performance-based incentives for residential solar installations through Renewable Energy Credi...

Solar/Renewable
Enhanced incentive rates

Illinois Shines Income-Qualified Solar Program

Enhanced solar incentive rates for income-qualified Illinois homeowners at or below 80% area median income. Provides sig...

Solar/Renewable
Freezes property tax assessment

Illinois Senior Citizens Property Tax Freeze

Illinois Senior Citizens Assessment Freeze Homestead Exemption freezes the assessed value of a home for property tax pur...

Property Tax Relief
Up to $6,000 reduction in EAV

Illinois General Homestead Exemption

Reduces the assessed value of owner-occupied homes in Peoria County by up to $6,000 for property tax purposes. Available...

Property Tax Relief
$2,500 annual reduction

Illinois Disabled Veterans Standard Homestead Exemption

Annual property tax exemption reducing assessed value by $2,500 for veterans with at least 30% service-connected disabil...

Veterans
$2,000 annual reduction

Illinois Disabled Persons Homestead Exemption

Annual property tax exemption reducing assessed value by $2,000 for persons with disabilities. Requires physician certif...

Property Tax Relief
Varies by income and household size

Illinois Low Income Home Energy Assistance (LIHEAP)

Federally-funded program providing energy bill payment assistance to low-income Illinois households. Helps eligible resi...

Energy
Free lead testing and case management

Peoria City/County Health Department Lead Program

Free lead testing, inspections, and case management for Peoria County families with young children. Provides blood lead ...

Home Repair
Based on home value after renovation

FHA 203(k) Rehabilitation Mortgage

FHA-insured mortgage that allows buyers or homeowners in Peoria to finance both the purchase (or refinance) and rehabili...

Home Repair
8-year property tax assessment freeze

Illinois Residential Real Property Tax Incentive for Historic Properties

Property tax incentive for substantial rehabilitation of owner-occupied historic homes in Illinois. Assessed value is fr...

Historic

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Peoria

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Frequently asked questions

What home improvement grants are available in Peoria, IL?

31 programs are currently listed for Peoria, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Peoria have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Peoria, 22 programs do not require repayment, 3 are forgivable loans, and 2 are rebates.

How do I apply for home repair grants in Peoria?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.