Find grants, rebates, forgivable loans, and free programs for Perth Amboy, NJ, filtered to your situation.
As of June 2026, 24 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Perth Amboy, NJ, with individual awards up to $126,526. 2 programs target seniors, 2 serve veterans, and 12 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 17 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 1 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 4 | Refunded to you after purchase | Energy-efficiency upgrades |
Not sure which program fits? Email us what you need. It is free, and a real person answers.
HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
CDBG-funded forgivable loan for major home repairs and rehabilitation for owner-occupied homes in Perth Amboy. Loan is f...
Provides emergency home repair grants for health and safety hazards in owner-occupied homes. Addresses urgent issues lik...
Assists Perth Amboy homeowners with the cost of repairing or replacing private sewer laterals from the home to the main ...
Provides grants for accessibility modifications to owner-occupied homes for residents with disabilities. Eligible improv...
Federally funded program providing free energy efficiency improvements to income-qualified households. Services include ...
Low-interest home improvement loan program for income-qualified New Jersey homeowners. Funds can be used for a wide rang...
State-funded program to reduce lead-based paint hazards in homes built before 1978 where children under age 6 or pregnan...
Rebates for PSE&G customers who install high-efficiency heating and cooling equipment. Available for central AC, heat pu...
Enhanced rebates for PSE&G customers installing qualifying electric air-source or geothermal heat pumps. Higher incentiv...
Instant rebate for PSE&G customers purchasing eligible smart or Wi-Fi thermostats through the online marketplace. Smart ...
Rebates for PSE&G customers who install high-efficiency natural gas water heaters or heat pump water heaters. Eligible m...
New Jersey homeowners with solar installations earn tradeable Solar Renewable Energy Certificates (SRECs) for every mega...
New Jersey exempts residential solar panel systems and solar energy equipment from the state's 6.625% sales tax. This ex...
Federal tax credit equal to 30% of the total cost of installing a residential solar energy system, including equipment a...
Free comprehensive home energy assessment for PSE&G customers. Certified energy specialist conducts walk-through inspect...
Comprehensive no-cost energy efficiency improvements for income-qualified PSE&G customers. Services include insulation, ...
Provides home repair grants to senior homeowners (age 62+) in Middlesex County to address health, safety, and accessibil...
Helps veterans with certain service-connected disabilities purchase, build, or modify a home to accommodate their disabi...
Helps veterans with certain service-connected disabilities adapt a home to meet their disability-related needs. Eligible...
Low-interest loans for very-low-income homeowners to repair, improve, or modernize homes in eligible rural areas. Intere...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
These contractors specialize in grant-funded projects and understand the documentation requirements.
No contractors listed yet, be the first in this market.
Tell us about your project. We'll connect you with contractors in your city who've completed grant-funded work and know the program documentation.
We'll email you when new programs open, deadlines approach, or funding runs low.
24 programs are currently listed for Perth Amboy, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Perth Amboy, 17 programs do not require repayment, 1 is forgivable loan, and 4 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.