NJHMFA Home Improvement Program

New Jersey Housing and Mortgage Finance Agency

Available Home Repair

About This Program

Low-interest home improvement loan program for income-qualified New Jersey homeowners. Funds can be used for a wide range of repairs, renovations, and energy efficiency improvements. Loans are provided through participating lenders at below-market interest rates.

Loan amount based on project scope and borrower qualifications; interest rate subsidized

Key Details

  • Low-interest loan up to $50,000
  • Income limits vary by household size and county
  • Fixed-rate financing for repairs and improvements
  • Available through participating lenders statewide
  • Covers wide range of home improvement projects

How to Apply

A grant-savvy contractor in Perth Amboy, NJ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing through participating lenders

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Perth Amboy, NJ

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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