Petaluma CDBG Owner-Occupied Rehabilitation Program

City of Petaluma Community Development

Available Home Repair

About This Program

CDBG-funded forgivable loan for major repairs and rehabilitation of owner-occupied homes in Petaluma. Loan is forgiven after 5 years of owner occupancy. Income must be at or below 80% AMI.

Forgivable loan, no repayment if you maintain owner occupancy for 5 years

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Forgivable loan up to $50,000 for major repairs
  • Income at or below 80% AMI required
  • Must be owner-occupied in Petaluma
  • Forgiven after 5 years of compliance
  • Covers structural, roofing, HVAC, plumbing, electrical

How to Apply

Get free help applying Visit Official Program Page Track this program

(707) 778-4345

A grant-savvy contractor in Petaluma, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Petaluma early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • A recent utility bill for the home (energy and weatherization programs use it to confirm service and usage).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Rolling applications, subject to funding availability

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