USDA Section 504 Home Repair Grant & Loan

USDA Rural Development

Available Home Repair

About This Program

USDA program for very low-income homeowners in eligible rural areas near Petersburg to repair, improve, or modernize homes. Grants up to $7,500 for seniors (62+) to remove health and safety hazards; loans up to $27,500 at 1% interest for other repairs.

Grant for seniors 62+ removing hazards; otherwise 1% loan up to $27,500

Data last verified 2026-06-09. How we verify our data.

This is a national program. In Petersburg, VA, you can stack it with local programs like these:

Key Details

  • Grant up to $7,500 for seniors 62+ to remove hazards
  • Loan up to $27,500 at 1% interest for repairs
  • Very low income required (50% AMI or below)
  • Must be in eligible rural area near Petersburg
  • Covers health/safety hazards and accessibility

How to Apply

A grant-savvy contractor in Petersburg, VA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Petersburg early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Year-round, subject to funding

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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