NJHMFA Home Improvement Loan Program

New Jersey Housing and Mortgage Finance Agency

Available Home Repair

About This Program

Low-interest home improvement loans for New Jersey homeowners to finance necessary repairs and improvements. Loans feature competitive interest rates and flexible terms for owner-occupied properties statewide.

Low-interest loan amount based on approved project scope

Key Details

  • Low-interest loans up to $25,000
  • For owner-occupied homes in New Jersey
  • Covers major repairs and improvements
  • Competitive interest rates and flexible terms
  • Income limits apply based on county AMI

How to Apply

A grant-savvy contractor in Phillipsburg, NJ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Phillipsburg, NJ

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