Texas STAR (State of Texas Access Reform) Loan

Texas Department of Housing and Community Affairs

Available Senior & Disability

About This Program

Provides loans up to $30,000 to homeowners to make accessibility modifications for household members with physical disabilities. Loan is deferred and forgiven if the homeowner remains in the home for 10 years.

Deferred loan forgiven after 10 years of continued occupancy

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Deferred loan up to $30,000
  • For accessibility modifications
  • Household member must have physical disability
  • Forgiven after 10 years of occupancy
  • Moderate income requirements (80% AMI or below)

How to Apply

A grant-savvy contractor in Pilot Point, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Pilot Point early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Rolling applications; subject to funding availability

Questions about this program?

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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