Find grants, rebates, forgivable loans, and free programs for Pilot Point, TX, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Pilot Point, TX, with individual awards up to $126,526. 5 programs target seniors, 3 serve veterans, and 15 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 15 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 4 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally funded program administered through Texoma Council of Governments that provides free energy efficiency upgrade...
Low-interest (1%) loans up to $40,000 for very low-income homeowners in eligible rural areas to repair, improve, or mode...
Grants up to $10,000 for very low-income homeowners age 62 or older to remove health and safety hazards in eligible rura...
Helps veterans with certain service-connected disabilities purchase or modify a home to meet their disability-related ne...
Helps veterans with certain service-connected disabilities adapt a family member's home in which they reside or will res...
Rebate for residential customers who receive a qualifying air conditioning tune-up from a participating contractor. Help...
Rebate for homeowners who add qualifying attic insulation through a participating contractor. Amount varies based on squ...
Rebate for homeowners who install a qualifying high-efficiency heat pump system (minimum 16 SEER2/9.5 HSPF2). Must be in...
Rebate for purchase and installation of a qualifying Wi-Fi-enabled smart thermostat. Helps reduce energy use through int...
Texas law exempts the added property value from solar or wind-powered energy devices from property tax assessment. Homeo...
Federal tax credit covering 30% of the cost of installing a solar photovoltaic system, including equipment and installat...
Texas homeowners age 65 or older receive an additional $10,000 homestead exemption from school district taxes, plus opti...
Homeowners who qualify for Social Security disability benefits receive an additional $10,000 homestead exemption from sc...
Provides loans up to $30,000 to homeowners to make accessibility modifications for household members with physical disab...
Low-interest home improvement loans for Texas veterans who served at least 90 days of active duty. Can be used for repai...
Low-interest loans for qualifying energy efficiency improvements including HVAC, insulation, windows, solar, and water h...
Free service to verify home repair contractors are properly registered with the state. Texas law requires contractors pe...
Provides grants for emergency home repairs that pose immediate health and safety threats to low-income homeowners. Prior...
Provides down payment and closing cost assistance to qualifying first-time homebuyers in Texas, including Pilot Point. O...
State-coordinated fund that activates after major disasters to provide home repair assistance to affected Texas resident...
Administers HUD Community Development Block Grant - Disaster Recovery (CDBG-DR) funds for Texas communities after federa...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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25 programs are currently listed for Pilot Point, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Pilot Point, 15 programs do not require repayment, 2 are forgivable loans, and 4 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.