Home Improvement Grants in Pilot Point.

Find grants, rebates, forgivable loans, and free programs for Pilot Point, TX, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Pilot Point, TX, with individual awards up to $126,526. 5 programs target seniors, 3 serve veterans, and 15 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants15Never repaidIncome-qualified homeowners
Forgivable loans2Forgiven after a residency periodLarger repairs with no money down
Rebates4Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization services

Texas Weatherization Assistance Program (WAP)

Federally funded program administered through Texoma Council of Governments that provides free energy efficiency upgrade...

Weatherization
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan

Low-interest (1%) loans up to $40,000 for very low-income homeowners in eligible rural areas to repair, improve, or mode...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Grant

Grants up to $10,000 for very low-income homeowners age 62 or older to remove health and safety hazards in eligible rura...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Helps veterans with certain service-connected disabilities purchase or modify a home to meet their disability-related ne...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Helps veterans with certain service-connected disabilities adapt a family member's home in which they reside or will res...

Veterans
Up to $45 rebate

Oncor Air Conditioning Tune-Up Rebate

Rebate for residential customers who receive a qualifying air conditioning tune-up from a participating contractor. Help...

Energy
Up to $1,200 rebate

Oncor Attic Insulation Rebate

Rebate for homeowners who add qualifying attic insulation through a participating contractor. Amount varies based on squ...

Weatherization
Up to $1,500 rebate

Oncor Heat Pump Rebate

Rebate for homeowners who install a qualifying high-efficiency heat pump system (minimum 16 SEER2/9.5 HSPF2). Must be in...

Energy
Up to $85 rebate

Oncor Smart Thermostat Rebate

Rebate for purchase and installation of a qualifying Wi-Fi-enabled smart thermostat. Helps reduce energy use through int...

Energy
100% property tax exemption on solar value

Texas Solar & Wind Property Tax Exemption

Texas law exempts the added property value from solar or wind-powered energy devices from property tax assessment. Homeo...

Solar/Renewable
30% of system cost as tax credit

Federal Residential Solar Tax Credit (ITC)

Federal tax credit covering 30% of the cost of installing a solar photovoltaic system, including equipment and installat...

Solar/Renewable
Additional exemption varies by taxing unit

Denton County Senior Property Tax Exemption

Texas homeowners age 65 or older receive an additional $10,000 homestead exemption from school district taxes, plus opti...

Property Tax Relief
Additional $10,000 exemption

Denton County Disability Property Tax Exemption

Homeowners who qualify for Social Security disability benefits receive an additional $10,000 homestead exemption from sc...

Property Tax Relief
Up to $30,000 deferred loan

Texas STAR (State of Texas Access Reform) Loan

Provides loans up to $30,000 to homeowners to make accessibility modifications for household members with physical disab...

Seniors & Disability
Up to $25,000 loan at competitive rates

Texas Veterans Land Board Home Improvement Loan

Low-interest home improvement loans for Texas veterans who served at least 90 days of active duty. Can be used for repai...

Veterans
Up to $25,000 loan

Texas Home Energy Efficiency Loan Program

Low-interest loans for qualifying energy efficiency improvements including HVAC, insulation, windows, solar, and water h...

Energy
Free contractor verification service

Texas Department of Licensing Home Repair Contractor Info

Free service to verify home repair contractors are properly registered with the state. Texas law requires contractors pe...

Home Repair
Up to $15,000 grant

Texas Emergency Home Repair Program (Local Admin)

Provides grants for emergency home repairs that pose immediate health and safety threats to low-income homeowners. Prior...

Emergency
Down payment assistance up to $15,000

Texas First-Time Homebuyer Programs

Provides down payment and closing cost assistance to qualifying first-time homebuyers in Texas, including Pilot Point. O...

Homebuyer
Varies by disaster and damage

Rebuild Texas Fund

State-coordinated fund that activates after major disasters to provide home repair assistance to affected Texas resident...

Disaster
Varies by program and disaster

Texas General Land Office Community Development & Revitalization

Administers HUD Community Development Block Grant - Disaster Recovery (CDBG-DR) funds for Texas communities after federa...

Disaster

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Pilot Point

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Frequently asked questions

What home improvement grants are available in Pilot Point, TX?

25 programs are currently listed for Pilot Point, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Pilot Point have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Pilot Point, 15 programs do not require repayment, 2 are forgivable loans, and 4 are rebates.

How do I apply for home repair grants in Pilot Point?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.