USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

USDA Section 504 provides loans up to $40,000 and grants up to $10,000 for very low-income homeowners to repair, improve, or modernize their homes, or remove health and safety hazards. Grants are available to seniors age 62+ who cannot afford loan repayment.

Grant portion available only to seniors 62+; loan has 1% interest rate

Data last verified 2026-06-09. How we verify our data.

This is a national program. In Pinellas Park, FL, you can stack it with local programs like these:

Key Details

  • Loans up to $40,000 at 1% interest
  • Grants up to $10,000 for seniors 62+
  • Income must be very low (≤50% AMI)
  • Covers health/safety hazards and accessibility
  • Check USDA eligibility map for Pinellas Park areas

How to Apply

A grant-savvy contractor in Pinellas Park, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Pinellas Park early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Rolling applications

Questions about this program?

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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