Texas Home Improvement Loan Program

Texas Department of Housing and Community Affairs

Available Home Repair

About This Program

Low-interest home improvement loan program for moderate-income Texas homeowners. Funds repairs and upgrades to health, safety, and energy efficiency. Terms up to 10 years at below-market rates.

Low-interest loan with favorable terms for moderate-income households

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Loan up to $25,000 at below-market rate
  • 10-year repayment terms available
  • Income up to 120% AMI eligible
  • Covers major home repairs and improvements
  • Available statewide including Pittsburg

How to Apply

A grant-savvy contractor in Pittsburg, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Pittsburg early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Applications accepted on rolling basis

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Pittsburg, TX

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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