FHA Title 1 Home Improvement Loan

Federal (HUD/FHA)

Available Home Repair

About This Program

FHA-insured home improvement loans up to $25,000. No equity required, unsecured up to $7,500 (signature only). Good credit required. Fills the gap when grants don't cover full project costs. Available through FHA-approved lenders nationwide.

No equity required up to $7,500, good fill-in loan

Key Details

  • No equity needed, unsecured up to $7,500 (signature only)
  • Use as gap filler when grants cover part of your project
  • Available through FHA-approved lenders, check hud.gov
  • No income limit, credit and ability to repay required

How to Apply

Visit Official Program Page Track this program

Deadline: Year-round through FHA-approved lenders

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