PHFA ACCESS Home Modification Loan — Pittsburgh, PA

About This Program

0% interest second mortgage for accessibility modifications when purchasing a home. $1,000–$10,000. For homebuyers with permanent disabilities. No income limit. No fees. Repaid upon sale, transfer, or non-owner-occupancy.

Permanent disability, combined with PHFA first mortgage

Key Details

0% interest — repaid only on sale or transfer
No income limit, no fees
Covers ramps, grab bars, accessible bathrooms, doorway widening
Must be paired with PHFA first mortgage purchase

How to Apply

Visit Official Program Page

1-855-827-3466

Deadline: Year-round — must be used with PHFA first mortgage

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