PHFA Keystone Advantage Assistance Loan — Pittsburgh, PA

About This Program

0% interest 10-year second mortgage for down payment and closing costs. Up to 4% of purchase price or $6,000 (whichever is less). Minimum credit score 660. Works with Conventional, FHA, VA, or RD loans. Stackable with ACCESS Modification Loan.

Credit score 660+, paired with eligible first mortgage

Key Details

0% interest, 10-year amortizing second mortgage
Up to 4% of purchase price or $6,000 — whichever is less
Minimum credit score: 660
Works with Conventional, FHA, VA, and RD first mortgages

How to Apply

Visit Official Program Page

1-855-827-3466

Deadline: Year-round through PHFA-approved lenders

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