USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

Federal USDA program offering loans up to $40,000 and grants up to $10,000 for very low-income homeowners age 62+ in eligible rural areas near Plainfield. Repairs must remove health and safety hazards. Loans have 1% interest rate over 20 years; grants for those unable to repay loans.

Grant amount for seniors unable to repay loan; typical package combines both

Key Details

  • Loans up to $40,000 at 1% interest
  • Grants up to $10,000 for seniors age 62+
  • Very low income required (50% AMI or below)
  • Must be in eligible rural area
  • Covers health and safety hazards

How to Apply

A grant-savvy contractor in Plainfield, IN can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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