Home Improvement Grants in Plainfield.

Find grants, rebates, forgivable loans, and free programs for Plainfield, IN, filtered to your situation.

As of June 2026, 21 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Plainfield, IN, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 11 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants14Never repaidIncome-qualified homeowners
Forgivable loans1Forgiven after a residency periodLarger repairs with no money down
Rebates4Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 21 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 per home

Indiana Weatherization Assistance Program (WAP)

Federal WAP program administered by IHCDA provides free weatherization services to income-qualified households in Plainf...

Weatherization
Up to $15,000 per unit

Indiana Lead Hazard Reduction Program

HUD-funded lead hazard reduction program for pre-1978 homes in Indiana. Provides free lead testing and abatement service...

Home Repair
Up to $5,000 grant

Hendricks County Senior Home Repair Program

County-funded emergency repair grants for homeowners age 62 and older in Hendricks County. Covers critical health and sa...

Seniors & Disability
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Federal USDA program offering loans up to $40,000 and grants up to $10,000 for very low-income homeowners age 62+ in eli...

Home Repair
Up to $850 rebate

Duke Energy HVAC Efficiency Rebate

Duke Energy offers rebates for residential customers who install qualifying high-efficiency central air conditioners or ...

Energy
Up to $500 rebate

Duke Energy Heat Pump Water Heater Rebate

Duke Energy provides a $500 rebate for residential customers who purchase and install a qualifying ENERGY STAR certified...

Energy
Up to $100 rebate

Duke Energy Smart Thermostat Rebate

Duke Energy offers rebates up to $100 for qualifying smart thermostats that help customers save energy. Eligible models ...

Energy
Up to $250 rebate

Duke Energy Insulation & Air Sealing Rebate

Duke Energy offers rebates for qualifying insulation and air sealing improvements. Customers must complete an energy aud...

Weatherization
Performance-based incentive

Duke Energy Indiana Solar Incentive

Duke Energy offers performance-based incentives for qualifying residential solar installations. Customers receive credit...

Solar/Renewable
30% of system cost

Federal Residential Solar Tax Credit (ITC)

Federal Investment Tax Credit (ITC) provides 30% tax credit for residential solar panel systems installed through 2032. ...

Solar/Renewable
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

VA grant for veterans with certain service-connected disabilities to purchase or modify a home to meet their accessibili...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

VA grant for veterans with certain service-connected disabilities (blindness or loss of use of both hands) to adapt a fa...

Veterans
Low-interest loan up to $10,000

Hendricks County Septic System Repair Program

Low-interest loan program for Hendricks County homeowners who need to repair or replace failing septic systems. Loans av...

Home Repair
Up to $700 per year

Indiana LIHEAP Energy Assistance

Federal Low Income Home Energy Assistance Program (LIHEAP) helps income-qualified Indiana households pay heating and coo...

Energy
Forgivable loan up to $35,000

Hendricks County HOME Rehabilitation Program

Federal HOME Investment Partnerships Program funds administered by Hendricks County provide forgivable loans for major h...

Home Repair
Up to $7,500 weatherization

CAGI Weatherization Assistance (Hendricks County)

Community Action of Greater Indianapolis administers federal WAP funds for Hendricks County including Plainfield. Free w...

Weatherization
Free LED bulbs

Duke Energy Free LED Bulb Program

Duke Energy provides free LED light bulbs to residential customers to reduce energy consumption. LEDs use 75% less energ...

Energy

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Plainfield

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Frequently asked questions

What home improvement grants are available in Plainfield, IN?

21 programs are currently listed for Plainfield, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Plainfield have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Plainfield, 14 programs do not require repayment, 1 is forgivable loan, and 4 are rebates.

How do I apply for home repair grants in Plainfield?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.