Hillsborough County Owner-Occupied Rehabilitation Program

Hillsborough County Community Development

Available Home Repair

About This Program

CDBG-funded program providing forgivable loans for major home repairs to income-eligible owner-occupants in unincorporated Hillsborough County. Loan is forgiven after 10 years of continued occupancy and compliance with program requirements.

Forgivable loan, forgiven over 10 years of occupancy compliance

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Forgivable loan up to $35,000 for major repairs
  • Income at or below 80% AMI required
  • Must be owner-occupied in unincorporated county
  • Forgiven after 10 years of compliance
  • Covers roofing, structural, electrical, plumbing, HVAC

How to Apply

A grant-savvy contractor in Plant City, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Plant City early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Rolling applications, subject to fund availability

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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