USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Senior & Disability

About This Program

Low-interest loans and grants for very-low-income homeowners to repair, improve, or modernize their homes. Seniors age 62+ may qualify for grants up to $10,000 for accessibility and safety improvements. Must be in eligible rural area.

Grant component available to seniors 62+, otherwise low-interest loan

Data last verified 2026-06-09. How we verify our data.

This is a national program. In Pleasant Hill, IA, you can stack it with local programs like these:

Key Details

  • Loans up to $27,500 and grants up to $10,000
  • Grants available to homeowners age 62 and older
  • Very low income requirement (50% AMI or below)
  • Must be in eligible rural area
  • Covers health, safety, and accessibility repairs

How to Apply

A grant-savvy contractor in Pleasant Hill, IA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Pleasant Hill early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Rolling applications, subject to funding

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Pleasant Hill, IA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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