USDA Section 504 Home Repair Loan

USDA Rural Development

Available Home Repair

About This Program

Low-interest loans for very low-income homeowners in rural areas to repair, improve, or modernize their homes. Loans at 1% interest for up to 20 years. Pleasanton qualifies as a rural area under USDA guidelines.

Low-interest loan at 1% APR, typical loan amount shown

Data last verified 2026-06-09. How we verify our data.

This is a national program. In Pleasanton, TX, you can stack it with local programs like these:

Key Details

  • Low-interest loans at 1% for home repairs
  • Up to $40,000 for very low-income homeowners
  • Must be in rural area (Pleasanton qualifies)
  • Up to 20-year repayment term
  • Can be used for major repairs and accessibility

How to Apply

A grant-savvy contractor in Pleasanton, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Pleasanton early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Rolling applications year-round

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Pleasanton, TX

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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