USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

USDA program providing low-interest loans (1% rate) up to $40,000 and grants up to $10,000 for very low-income homeowners age 62+ in eligible rural areas to repair, improve, or modernize homes. Grants available only to seniors unable to repay a loan.

Estimate assumes typical combined loan and grant for senior homeowner

Key Details

  • Low-interest loan (1%) up to $40,000
  • Grant up to $10,000 for homeowners age 62+
  • Very low income required (50% AMI or below)
  • For health and safety repairs in eligible rural areas
  • Grant does not require repayment

How to Apply

Get free help applying Visit Official Program Page Track this program

(717) 237-2236

A grant-savvy contractor in Plum, PA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications, subject to annual funding

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Plum, PA contractors

Find More Programs in Plum, PA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs