Minnesota Housing Step Up Loan

Minnesota Housing Finance Agency

Available Home Repair

About This Program

Low-interest second mortgage for home improvements, repairs, accessibility modifications, or energy efficiency upgrades. Available to borrowers with existing Minnesota Housing first mortgages. Rates typically 1-2% below market.

Second mortgage for eligible Minnesota Housing borrowers

Key Details

  • Low-interest second mortgage
  • For existing Minnesota Housing borrowers
  • Home improvements and accessibility
  • Up to $15,000 at below-market rates
  • Apply through your mortgage servicer

How to Apply

A grant-savvy contractor in Plymouth, MN can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing through participating lenders

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Plymouth, MN

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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