USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

Low-interest loans up to $40,000 and grants up to $10,000 for very low-income homeowners in eligible rural areas to repair, improve, or modernize homes. Grants are available to seniors (62+) who cannot repay a loan and are used to remove health and safety hazards.

Loan up to $40k at 1% interest, or grant up to $10k for seniors 62+

Key Details

  • Loans up to $40,000 at 1% interest for repairs
  • Grants up to $10,000 for seniors 62+ (very low income)
  • Must be in eligible rural area (check USDA map)
  • Income at or below 50% AMI required
  • Removes health and safety hazards

How to Apply

A grant-savvy contractor in Pontiac, MI can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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