USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

Low-interest loans and grants to very low-income homeowners to repair, improve, or modernize their homes or remove health and safety hazards. Grants available to homeowners age 62+ who cannot afford loan repayment. Port Chester may have limited eligibility; contact USDA to verify.

Combination of loan and grant based on age and income

Key Details

  • Loans up to $27,500, grants up to $10,000
  • Very low-income homeowners eligible
  • Grants for seniors 62+ who cannot repay loan
  • 1% interest rate on loans
  • Contact USDA to verify Port Chester eligibility

How to Apply

Get free help applying Visit Official Program Page Track this program

(315) 477-6400

A grant-savvy contractor in Port Chester, NY can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round

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