Home Improvement Grants in Port Chester.

Find grants, rebates, forgivable loans, and free programs for Port Chester, NY, filtered to your situation.

As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Port Chester, NY, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 8 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants20Never repaidIncome-qualified homeowners
Forgivable loans2Forgiven after a residency periodLarger repairs with no money down
Rebates3Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 26 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Forgivable loan up to $35,000

Port Chester CDBG Housing Rehabilitation Program

Provides forgivable loans to income-qualified homeowners in Port Chester for major home rehabilitation work. Loan is for...

Home Repair
Up to $10,000 grant

Port Chester Emergency Home Repair Grant

Emergency repair grants for very low-income homeowners facing immediate health and safety hazards. Covers urgent repairs...

Emergency
Up to $15,000 grant

Port Chester Accessibility Modification Program

Provides grants for accessibility modifications to allow seniors and persons with disabilities to remain safely in their...

Seniors & Disability
Up to $8,000 grant

Port Chester Senior Home Repair Program

Grants for home repairs specifically for Port Chester homeowners age 62 and older. Addresses maintenance and minor repai...

Seniors & Disability
Free lead hazard removal

Westchester County Lead Hazard Control Program

HUD-funded program to remove lead-based paint hazards in Westchester County homes built before 1978 with children under ...

Home Repair
Up to $8,000 per home

New York State Weatherization Assistance Program (WAP)

Free weatherization services to reduce energy costs for income-qualified households in New York State. Includes insulati...

Weatherization
Up to $1,500 rebate

Con Edison Heat Pump Rebate

Rebates for Con Edison customers installing qualifying air-source heat pumps. Provides efficient heating and cooling whi...

Energy
Up to $4,000

Con Edison Home Insulation Rebate

Rebates for Con Edison customers who add insulation to attics, walls, or basements. Energy assessment required before wo...

Weatherization
Up to $750 rebate

Con Edison Electric Water Heater Rebate

Rebates for Con Edison customers installing qualifying heat pump water heaters or high-efficiency electric water heaters...

Energy
Varies by system size

NYSERDA Residential Solar Incentive

Incentives for New York homeowners installing solar photovoltaic systems. Incentive amount varies by system size and loc...

Solar/Renewable
Free energy upgrades

NYSERDA EmPower+ for Affordable Housing

Free energy efficiency upgrades for income-qualified households in New York. Includes comprehensive home energy assessme...

Weatherization
Forgivable loan up to $40,000

Westchester County Home Rehabilitation Program

Forgivable loans for substantial home repairs to income-qualified homeowners in Westchester County. Loan is forgiven aft...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

Low-interest loans and grants to very low-income homeowners to repair, improve, or modernize their homes or remove healt...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grants to veterans with certain service-connected disabilities to build, buy, or modify a home to meet their needs. Cove...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grants to veterans with certain service-connected disabilities to adapt a family member's home where they will reside. C...

Veterans
Free lead hazard removal

New York State Lead Hazard Control Assistance

State-funded lead hazard control program for eligible homes built before 1978 with children under 6. Provides comprehens...

Home Repair
Enhanced incentives for LMI

NY State Affordable Solar for Low-Income Households

Enhanced solar incentives and financing options for low-to-moderate income households in New York. Provides higher incen...

Solar/Renewable
Up to $6,000 grant

Westchester County Senior Home Repair

Home repair grants for Westchester County senior homeowners age 60 and older. Helps seniors maintain safe housing and ag...

Seniors & Disability
Rent freeze for eligible seniors

Senior Citizen Rent Increase Exemption (SCRIE)

Rent freeze program for senior citizens age 62 and older in rent-regulated apartments. Household income must be $50,000 ...

Rental
Up to $800 per season

Home Energy Assistance Program (HEAP)

Provides assistance with home heating costs to eligible New York households. Regular benefit helps pay heating bills, em...

Energy
Down payment assistance varies

Westchester County First-Time Homebuyer Program

Down payment and closing cost assistance for first-time homebuyers purchasing in Westchester County. Combines affordable...

Homebuyer
Below-market rate mortgages

SONYMA Low-Interest Mortgage Program

Below-market interest rate mortgages for first-time homebuyers in New York. Offers competitive fixed rates, low down pay...

Homebuyer

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

Stack your funding

Pick a project to see how much funding could stack on it from multiple programs in this city.

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Grant-Approved Contractors in Port Chester

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Frequently asked questions

What home improvement grants are available in Port Chester, NY?

26 programs are currently listed for Port Chester, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Port Chester have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Port Chester, 20 programs do not require repayment, 2 are forgivable loans, and 3 are rebates.

How do I apply for home repair grants in Port Chester?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.