USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Senior & Disability

About This Program

USDA program providing low-interest loans up to $27,500 and grants up to $10,000 for very-low-income homeowners age 62+ in eligible rural areas near Port Huron. Funds repair health and safety hazards or remove accessibility barriers.

Grant up to $10,000 for seniors 62+; loan available up to $27,500 at 1% interest

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Grants up to $10,000 for seniors 62+ (very low income)
  • Loans up to $27,500 at 1% interest for repairs
  • For eligible rural areas near Port Huron
  • Covers health/safety hazards and accessibility
  • Must be owner-occupied primary residence

How to Apply

A grant-savvy contractor in Port Huron, MI can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Port Huron early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Applications accepted year-round

Questions about this program?

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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