Home Improvement Grants in Port Huron.

Find grants, rebates, forgivable loans, and free programs for Port Huron, MI, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Port Huron, MI, with individual awards up to $126,526. 5 programs target seniors, 2 serve veterans, and 10 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants15Never repaidIncome-qualified homeowners
Forgivable loans4Forgiven after a residency periodLarger repairs with no money down
Rebates3Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization services

Michigan State Weatherization Assistance Program (WAP)

Federally funded program administered by Michigan DHHS that provides free weatherization improvements to income-eligible...

Weatherization
Up to $5,000 forgivable loan

Michigan State Housing Development Authority Home Repair Program

MSHDA provides forgivable loans for critical home repairs to Michigan homeowners with income up to 120% AMI. Loan is for...

Home Repair
Up to $20,000 forgivable loan

Port Huron Owner-Occupied Rehabilitation Program

CDBG-funded program providing forgivable loans for major home rehabilitation to income-eligible Port Huron homeowners. C...

Home Repair
Up to $15,000 grant

Port Huron Accessibility Modification Grant

CDBG grant program for ADA and accessibility modifications to homes occupied by elderly or disabled residents. Covers wh...

Seniors & Disability
Up to $5,000 low-interest loan

Port Huron Water & Sewer Lateral Repair Assistance

Low-interest loan program to assist Port Huron homeowners with repair or replacement of private water and sewer lateral ...

Home Repair
Up to $5,500 in rebates

DTE Energy Home Energy Efficiency Rebates

DTE Energy customers in Port Huron can receive rebates for qualified energy-efficient upgrades including HVAC systems, i...

Energy
Up to $2,000 rebate

DTE Energy Heat Pump Rebate Program

DTE Energy offers rebates for installation of high-efficiency air-source and ground-source heat pumps. Rebate amounts va...

Energy
Free furnace/AC replacement

DTE Energy Income-Qualified HVAC Replacement

Income-qualified DTE Energy customers with non-functioning or inefficient heating and cooling systems may receive free f...

Energy
Up to $500 rebate

SEMCO Energy Gas Furnace Rebate

SEMCO Energy natural gas customers can receive rebates for installing high-efficiency natural gas furnaces and boilers. ...

Energy
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

USDA program providing low-interest loans up to $27,500 and grants up to $10,000 for very-low-income homeowners age 62+ ...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grants for eligible veterans with certain service-connected disabilities to build, remodel, or purchase an adapted home....

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grants for eligible veterans with certain service-connected disabilities to adapt a home. For veterans with blindness in...

Veterans
Up to $25,000 forgivable loan

St. Clair County HOME Investment Partnerships Program

HUD HOME funds administered by St. Clair County to assist low-income homeowners with major home repairs and rehabilitati...

Home Repair
Up to $3,000 grant

St. Clair County Senior Home Repair Program

Grant program for St. Clair County residents age 60+ with low income to address minor home repairs that impact health, s...

Seniors & Disability
Free lead hazard assessment & abatement

Michigan Childhood Lead Poisoning Prevention Program

State-funded program providing free lead hazard assessment and abatement for Michigan households with children under age...

Home Repair
Solar incentive payments

DTE Energy SolarCurrents® Program

DTE Energy customers who install qualifying solar panels can enroll in the SolarCurrents program to receive bill credits...

Solar/Renewable
Up to $1,600 tax credit

Michigan Homestead Property Tax Credit

Michigan residents can claim a refundable tax credit if property taxes or rent exceed a certain percentage of household ...

Property Tax Relief
Up to $7,500 down payment assistance

Michigan Step Forward Down Payment Assistance

MSHDA provides down payment and closing cost assistance to first-time homebuyers in Michigan with income up to establish...

Homebuyer
Free homebuyer education

Port Huron Area Homebuyer Education Program

HUD-approved homebuyer education courses offered in Port Huron covering budgeting, mortgage process, home maintenance, a...

Homebuyer Ed
Up to $10,000 grant

Port Huron Critical Home Repair Program

Emergency grant program for Port Huron owner-occupants at or below 50% AMI to address critical health and safety hazards...

Emergency
Up to $12,000 deferred loan

Port Huron Roof Replacement Assistance

Deferred payment loan for Port Huron homeowners with income at or below 80% AMI needing roof replacement. Loan has 0% in...

Home Repair

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Port Huron

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Get notified when programs change

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Frequently asked questions

What home improvement grants are available in Port Huron, MI?

25 programs are currently listed for Port Huron, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Port Huron have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Port Huron, 15 programs do not require repayment, 4 are forgivable loans, and 3 are rebates.

How do I apply for home repair grants in Port Huron?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.