IHCDA Owner-Occupied Rehabilitation

Indiana Housing & Community Development Authority

Available Home Repair

About This Program

State-funded home rehabilitation program for low- to moderate-income homeowners to make critical repairs. Loan is forgivable after 5 years of continued owner-occupancy and property tax compliance.

Forgivable loan, no repayment required if homeowner remains in residence 5 years

Key Details

  • Forgivable loan up to $25,000 for home repairs
  • Income at or below 80% AMI
  • Must be owner-occupied primary residence
  • Forgiven after 5 years of occupancy
  • Covers critical health and safety repairs

How to Apply

A grant-savvy contractor in Portage, IN can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Contact local administrator for availability

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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