USDA Section 504 Home Repair Loan & Grant

U.S. Department of Agriculture Rural Development

Available Home Repair

About This Program

Federal program providing low-interest loans and grants to very-low-income homeowners in eligible rural areas to repair, improve, or modernize homes. Seniors age 62+ may qualify for grant funds that do not require repayment.

Loan at 1% interest for 20 years; grant portion for seniors is forgiven

Key Details

  • Loans up to $27,500 at 1% interest
  • Grants up to $10,000 for seniors 62+
  • Income must be below 50% AMI
  • Must be in eligible rural area
  • For owner-occupied primary residences

How to Apply

A grant-savvy contractor in Portage, IN can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Year-round applications

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Portage, IN

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